London’s 101 Fastest Growing Credit Startups

At Best Startup London we track over 100,000 London based startups and over 500,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.

We’ve ranked the top 101 Credit companies in London. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).

We selected the organisations listed in this article based on:

• Track record
• Executive leadership
• Market share
• Innovation
• ESG rating

Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.

Top Credit Companies & Startups (London)

Jaja

Jaja is a fintech company that provides digital and physical credit cards and other financing services.

Pave

The proper path to good credit

CreditEnable

CreditEnable provides data analytics, deep learning, AI and technology to build solutions to financial challenges.

Keebo

Hey, we’re Keebo, the credit card designed for the new generation to build better credit and improve financial wellbeing.

Aire

Aire provides credit assessment services that gives people a new credit score to help them qualify for essential financial products.

Fund Ourselves

Short-term credit from the people to the people.

ClearScore

ClearScore is a financial technology company that provides credit scoring services and a marketplace.

Cashplus

Cashplus is a digital challenger to UK banks and has served more than 1.6m customers since launching in 2005

WiseAlpha

WiseAlpha is the UK’s leading digital bond market giving investors access to the world of corporate bonds.

Knoma

Knoma offers a payment solution and marketplace for lifelong learning.

trustshare

Escrow infrastructure as a service. We allow brands that consumers trust to go live with a fully branded escrow solution in 5 lines of code.

Loal

Loal equips those poorly served by mainstream providers to build their credit profiles and live life on another level

Bits

Bits helps people build their credit score by providing them with a digital credit card that they pay off every month.

Akrod Limited

Powering the next generation of credit technology for the world’s underbanked

Wonga

Wonga is an online payday lender that offers short-term personal cash loans to UK consumers.

Expend

Expend is the expense management and company spending platform.

Berenberg

Berenberg is a company that provides asset management, corporate and investment banking services primarily to the European areas.

TotallyMoney

TotallyMoney puts customers right at the center of their credit data, helping them make smarter financial decisions.

CommuterClub

CommuterClub offers a software solution that enables businesses to manage season ticket schemes.

Red Flag

Red Flag develops an automated accounting, expenses, and invoicing platform for SMEs.

ONBORD

SaaS RegTech

Collection Hub

The marketplace for debt collection. We connect global companies struggling with unpaid account receivables with local debt collectors

Finverity

Finverity is a mid-market supply chain finance platform. Enabled by our tech, we aim to close the $1.5T funding gap in global Trade Finance.

Credit Kudos

Credit Kudos is a credit bureau that uses financial behaviour and data through open banking to measure creditworthiness.

Olpays

We provide international payment solutions for the most innovative internet business models.

SPIN Analytics

SPIN Analytics is an innovative provider of credit risk modelling and analytics solutions for Banks and Digital Banks.

Leap

Leap‘s peer to peer (P2P) lending platform connects borrowers and lenders directly, creating a community where everyone can thrive.

Tymit

Tymit is a provider of credit cards that offers financing purchases overtime and manages the monthly budget.

Taplend

Taplend is a financial help platform, giving an access to fast, safe and 100% online loans,provided by people or financial institutions.

JetCash

Earn more cash-back from your credit cards and redeem the balance in a single tap

Prograd

Prograd is a credit marketplace for young people, enhancing the underwriting accuracy of lenders and the borrowing experience of consumers.

SmartTrade App

Accept any card payment, organise your paperwork and run your business with a free application on your phone, SmartTrade App.

LiveMore Capital

LiveMore Capital is a financial services company that provides online mortgage lending services for older borrowers.

Refund Giant

Revenir develops a tax service platform intended to ditch the trail of forms and enjoy hassle-free tax returns.

TxtLoan Limited

TxtLoan is an online services platform providing instant short-term loans by text messages for UK residents.

Chenavari Investment Managers

A group of alternative investment management companies focused on a broad range of credit,structured finance, real estate and private debt

Fintech Blue

A one-stop solution for building fintech startups and world-class payment institutions.

EverZero

Mobile Prepaid Payment Solution

iPayTOTAL LTD

iPayTotal is focused on offering high risk merchant accounts for some of the hardest to place international and US/UK high risk businesses.

MV Credit

MV Credit is a long-established, credit specialist.

S64 Capital Innovation

S64 Capital Innovation provides investment solutions and advisory for institutional, wealth management, and retail investors.

Backbone

Credit as a Service

The UK Cards Association

The UK Cards Association is the leading trade association for the card payments industry in the UK.

Everline

Everline provides a source of credit for entrepreneurs looking to expand their businesses, manage working capital, and fill cash gaps.

Nomad Payments

Nomad Payments is a leading provider of prepaid and debit card processing and licensed software.

Fintech Review

Reviewing everything Fintech at www.fintechreview.net

cashbackAPP

cashbackAPP provides bank cards to collect cashback rewards.

Keel Harbour Capital

Keel Harbour Capital provides capital raising services to best-in-class alternative asset managers and independent sponsors.

Moneymagpie

Moneymagpie is the country’s leading site for safe and legitimate money-making opportunities and inventive money-saving tips. http://www.

Webpays

Secure your industry with a High-Risk Merchant Account Instant Approval for enhancing your transactions.

Serone Capital Management

Serone Capital Management manages credit and focuses on structured finance markets.

Barclays

Barclays specializes in banking with an array of consumer and small business credit card programs to achieve business and personal goals.

Carter

Changing the payments landscape.

instabill Corporation

Merchant Services, Payment Service Provider, Credit Card Processor, High Risk, Payment Gateway, Merchant Accounts

Dark Square

Platform allowing individuals to invest in alternative assets, such as distressed credit, private islands, timberland, wind farms etc.

Vaultex

Vaultex is a financial firm that provides cash management solutions and services.

MUFG

MUFG is a banking service company.

Carplus

Carplus is an online financing platform that provides a wide range of new and used automobile loans and services.

BPL Global

BPL Global specializes in credit and political risk insurance, consulting and other financial services.

Impact X Partners

Impact X Partners is an SDG advisory platform providing capital and counsel to investment seekers and investors.

GlobePay Limited

GlobePay is a leading-edge RMB/GBP cross-border payments and Chinese digital marketing provider.

London Loan Bank

London Loan Bank is the professional online credit lending company

Agpaytech

Agpaytech provides payment service providers, compliance, regulatory umbrella, card processing, and white-label solutions.

Paneleven

Paneleven provides payment cards, mobile banking, e-government, loyalty programs, membership cards, and EVM solutions.

Katalyst Financial Ltd.

The Next Generation MGA

Century Capital

Century Capital offers bridging loans and mortgage services to entrepreneurs, first-time home buyers, and property developers.

The Credit Protection Association

The Credit Protection Association offers business solution services for debt prevention, overdue account recovery and credit management.

Equifax

Equifax is a financial service company.

Vestinwolf Financial Services

Private Banking and Conseirge Services

IBOS

IBOS provides streamlined accounting opening, same day transactions, credit cards, payment, cash facilities, banking, and global services.

ECO

ECO is a business market platform that helps to improve economic and financial conditions for individuals, businesses and governments.

First Money Financial Services

First Money Financial Services provides financial services through a digital platform.

The Valesco Group

The Valesco Group is regulated by the Financial Conduct Authority to deliver investors growth profiles at all points.

Raphaels Bank

Raphaels Bank offers a broad range of banking services such as savings, credit, lending, ATM, payment as well as online banking facilities.

Paze Financial Ltd.

Paze Financial Ltd. operates as a consumer credit licence provider.

Card Compact

Card Compact provides master, visa prepaid credit card and financial services for e-commerce, sports clubs, marketing and telecommunication.

SproutPay

SproutPay is a multi-currency wallet.

Pay4

Pay4 is a finance company..

Quick and Friendly Loans

Quick and Friendly Loans is a finance industry firm that offers loans and credit.

Credit4

Credit4 provides financial, lending, and brokerage services.

Cashfloat

Cashfloat is a lending firm that offers unsecured credit products from payday loans to small personal loans.

Match Financial

Match Financial provides tools to compare personal finance options along with objective advice, articles and insights.

Euristix

Euristix is a specialist analytics and risk management firm.

Vellaris

Vellaris is a UK-based payment service provider.

Credit Builder

Credit Builder speeds up tenant referencing and allows tenants to build their credit rating.

Cornercard UK

Cornercard UK provides B2B and B2B2C payment card issuing and processing solutions.

Gii Finance Network

Gii Finance Network specializes in credit ratings, data analytics, invoice discounting, credit insurance, and debt restructuring services.

Prosperise Capital

Prosperise Capital is an investment firm that offers financial service.

Selwood Asset Management

Selwood Asset Management specializes in alternative credit investment management services.

Numen Capital

Numen Capital combines fundamental analysis and technology to deliver absolute return strategies in credit and macro markets.

Green Deal Finance Services

Green Deal Finance Services Company is a credit company that focuses on financial services.

Fathom

Fathom design and develop software solutions for claims processing, litigation, healthcare finance to the credit services market.

Claim Capital

Claim Capital provides credit claiming, HMRC enquiry support, and technical reporting services to small and medium-sized enterprises.

Loanable

Loanable is an online platform that connects customers and businesses looking for finance with lenders who provide it.

Blockfort

Blockfort provides credit cards, debit cards, wallets, deposits, purchasing, support, and digital assets services.

Sterling FX

Sterling is a financial platform that offers international money transfer, travel money, and currency buy back services.

Foster Capital Partners

Foster Capital Partners assists stakeholders with the planning of investments and projects.

Credscope

Credscope offers a proven alternative view of large customer groups.

Merchant Cash Express

Merchant Cash Express provides capital products and solutions for nightclubs, hotels, beauty salons, restaurants, and retail businesses.

Bank of Ceylon

Bank of Ceylon provides personal and business banking, trade, treasury, buy-to-let and remittances services.

UTruePay

FizzPay is an internet based payment assurance business which provides the guarantee of sale/buy transactions.